Canada $648 Child Benefit Payment Confirmed, Check Payment Dates & Eligibility

For millions of Canadian families, the Canada Child Benefit (CCB) remains one of the most significant sources of financial relief. This monthly, tax-free payment helps parents and guardians manage the growing costs of raising children. As of June 2025, the government has confirmed a \$648.91 payout per child under age six, while families with children aged 6–17 will receive up to \$547.50.

This June deposit not only delivers essential support but also marks the end of the current benefit year (July 2024–June 2025). Starting July 2025, benefit rates will rise again, indexed to inflation, offering even greater assistance at a time when families continue to grapple with high grocery bills, housing costs, and childcare expenses.

Below, we break down everything you need to know about the confirmed \$648 payment, the full 2025 CCB payment schedule, eligibility rules, application process, and what changes to expect as the next benefit year begins.

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What’s New in June 2025: \$648 Confirmed Payout

The headline news is that families will see up to \$648.91 per child under six in their June 20, 2025 deposit. For older children (ages 6–17), the maximum monthly amount stands at \$547.50.

These represent the highest amounts under the outgoing benefit year. From July 2025 onward, payments will increase again—reaching approximately \$666.42 for children under six and \$562+ for children aged 6–17. These new figures are automatically adjusted for inflation, ensuring that the program keeps pace with Canada’s rising cost of living.

Full Canada Child Benefit (CCB) Payment Dates for 2025

Families can rely on a predictable monthly schedule for their CCB deposits. Here are the official dates for 2025:

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MonthPayment Date
JanuaryJanuary 20, 2025
FebruaryFebruary 20, 2025
MarchMarch 20, 2025
AprilApril 17, 2025
MayMay 20, 2025
JuneJune 20, 2025
JulyJuly 18, 2025
AugustAugust 20, 2025
SeptemberSeptember 19, 2025
OctoberOctober 20, 2025
NovemberNovember 20, 2025
DecemberDecember 12, 2025

Notably, the June payment is the final one of the current benefit year, while July kicks off the higher inflation-indexed amounts.

Eligibility Criteria for the Canada Child Benefit

To qualify for the CCB, families must meet specific requirements:

  • Residency: You must be a Canadian resident for tax purposes.
  • Caregiver status: You must live with and primarily care for a child under 18.
  • Tax filing: Both parents/guardians must file annual tax returns, even with little or no income.
  • Income threshold: Families with an Adjusted Family Net Income (AFNI) below approx. \$36,000–\$37,000 qualify for maximum monthly payouts. Above this level, benefits are gradually reduced.
  • Legal status: You, your spouse/partner, or the child must be a Canadian citizen, permanent resident, protected person, or temporary resident meeting certain conditions.

How Much Will Families Receive?

The benefit is calculated based on your income and family size. For June 2025:

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  • Up to \$648.91 per child under six.
  • Up to \$547.50 per child aged 6–17.
  • Families with higher incomes will see reduced amounts, but the payment is never completely eliminated.

Starting in July 2025, families will see increased amounts reflecting inflation adjustments:

  • Approx. \$666+ for children under six.
  • Approx. \$562+ for children aged 6–17.

Why This Update Matters for Families

The June 20, 2025 payout is a pivotal one for Canadian families:

  • It is the last deposit under the 2024–2025 benefit year.
  • Families can expect higher monthly amounts starting July 2025, offering increased relief.
  • With inflation-indexed adjustments, the CCB continues to protect families’ spending power against rising costs.
  • The tax-free nature of the benefit means every dollar stays in households, helping with essentials like food, rent, and child care.

For many households, this benefit represents predictable, stable support in otherwise uncertain economic conditions.

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How to Apply for the Canada Child Benefit

Applying for the CCB is straightforward, and once enrolled, families don’t need to reapply every year:

  • Online via CRA MyAccount.
  • At birth registration in most provinces/territories.
  • By mail, using Form RC66 (Canada Child Benefits Application).

Once approved, payments are automatic, provided you continue filing taxes each year.

Staying Eligible and Avoiding Payment Delays

To keep payments uninterrupted, families should:

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  • File their tax returns annually by the deadline.
  • Update marital status, address, and custody arrangements with the CRA.
  • Report the birth or adoption of new children promptly.
  • Ensure bank account details are accurate in CRA MyAccount for direct deposit.

If a payment is missed, families are advised to wait at least five business days before contacting the CRA.

The Bigger Picture: CCB’s Role in Supporting Families

The Canada Child Benefit is more than just financial aid—it is a cornerstone of Canada’s social safety net. By providing consistent, tax-free support, it allows families to plan better, reduce stress, and invest in their children’s future.

The upcoming July increase highlights the government’s ongoing effort to keep benefits aligned with the real cost of living. At a time when affordability is top of mind for Canadians, the CCB serves as a stabilizing force for households across the country.

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5 FAQs on the Canada Child Benefit (CCB) June 2025 Update

Q1. How much will the June 2025 Canada Child Benefit payment be?
Families will receive up to \$648.91 per child under six and \$547.50 per child aged 6–17, depending on their income.

Q2. When are the Canada Child Benefit payments made in 2025?
Payments are issued monthly, with key dates including June 20, 2025 and July 18, 2025 (when higher rates begin).

Q3. What income level qualifies for maximum CCB payments?
Families with an Adjusted Family Net Income (AFNI) below approximately \$36,000–\$37,000 will receive maximum monthly benefits.

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Q4. Do parents need to reapply for CCB each year?
No. As long as you file your taxes annually and remain eligible, payments continue automatically.

Q5. Will CCB amounts increase after June 2025?
Yes. Starting July 2025, amounts will be indexed to inflation, rising to about \$666+ for under-six children and \$562+ for those aged 6–17.

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